Credit Lines:
Credit Lines provide your business with available funds for a specific time period. The revolving nature of these products allow you to re-use your credit line as you pay it back.
Term Loans:
Are you looking to expand your business, purchase equipment or acquire another business? Do you simply need long-term working capital? Our Term Loans, with repayment schedules over a long period of time may be right for you.
Commercial Mortgages:
We offer term loans specifically designed to refinance your mortgage or acquire new real estate. Are you looking to expand your facility, or build a new one? Ask us about our Construction Loans.
SBA Loan:
Your Source For Small Business Needs.
First BankAmericano is a Full service Bank specializing in serving the small business community. Our SBA loan program can benefit qualified businesses through New Jersey, New York, and Pennsylvania.
You can borrow from $100,000 to $1,000,000 if you and your business qualify.
Overdraft Protection Loan:
Avoid costly overdraft charges with a First BankAmericano cash reserve account. Have up to $5000 credit on hand if you need it. Annual percentage rate of 18% only applies when funds are in use.